Business

Commercial Lines of Credit

Operating lines to fund accounts receivable and inventory, Asset-based lines of credit for ongoing financing of working capital.

Commercial Term Loans

Term Loans can fund purchases of equipment, vehicles, and other fixed assets. Term loans can also finance projects or provide the resources for succession planning.

Real Estate Term Loans

Medium-term loans to fund the purchase or refinance of commercial property for owner/users and established investors and developers. Longer term loans to fund the purchase or refinance of multi-family residential properties.

Real Estate Bridge Loans

Short to medium term loans to support the purchase or rehabilitation of commercial real estate properties which require leasing, construction or changes in use in order to achieve stabilized levels of net operating income.

Construction Loans

Loans to finance the construction of owner-occupied and investment properties. Property types include office, retail, industrial, multi-family, mixed use, and residential development.

Land Acquisition and Development Loans

Short term loans to owner/users and developers to finance the acquisition of land for commercial or residential development.

Small Business Administration (SBA) Loan Programs

SBA-guaranteed business term loans help small business owners and professionals expand, purchase equipment or increase working capital.

SBA 504 Loans finance the purchase or construction of owner-occupied commercial real estate properties. The guarantees allow for less equity contribution and longer loan terms.

Letters of Credits

Commercial Letters of Credit help facilitate trading activity between businesses (especially international transactions), and Standby Letters of Credit, is issued to provide assurance to others that your business will meet its contractual obligations.

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