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Savings, Money Market & CDs

Enhance your earnings when funds are not needed for payment. Earn competitive rates on cash placed in accounts matched to your liquidity needs.

Savings

Interest Rates
Balance Rate APY1
Any Amount 0.70% 0.70%
  • No monthly fees/no minimum balance to open.
  • 6 transfers per month
  • Free business online banking

Money Market

Business Money Market Tiered Interest Rates
Balance Rate APY1
<$25,000 1.70% 1.71%
$25,000+ 1.75% 1.77%
$50,000+ 1.80% 1.82%
$100,000+ 1.85% 1.87%
$250,000+ 1.95% 1.97%
$500,000+ 2.00% 2.02%
$1,000,000+ 2.00% 2.02%
$2,000,000+ 2.05% 2.07%

Earn attractive interest rates on funds while maintaining liquid and easy access.

Business Money Market

  • No monthly fees with minimum monthly average balance of $5,000; otherwise $25
  • Six transfers per month
  • Tiered interest rates
  • Free business online banking
  • Minimum $100 to open
Non-Profit Money Market Tiered Interest Rates
Balance Rate APY1
<$25,000 1.75% 1.77%
$25,000+ 1.80% 1.82%
$50,000+ 1.85% 1.87%
$100,000+ 1.95% 1.97%
$250,000+ 2.00% 2.02%
$500,000+ 2.00% 2.02%

Non-profit Money Market

  • No monthly fees with minimum monthly average balance of $5,000; otherwise $25
  • Six transfers per month
  • Tiered interest rates
  • Free business online banking
  • Minimum $100 to open

1031 Exchange Money Market Account

A 1031 Exchange Money Market Account is designed for Exchange Companies to hold the proceeds of real estate transactions for their clients. This liquid trust account provides a safe and secure account for ready access to the funds, with the benefit of high money market rates.

Attorney Client Trust Accounts

Tiered Interest Rates
Balance Rate APY1
<$25,000 1.36% 1.37%
$25,000+ 1.36% 1.37%
$50,000+ 1.36% 1.37%
$100,000+ 1.36% 1.37%
$250,000+ 1.36% 1.37%
$500,000+ 1.36% 1.37%

A client trust account, as required by law, can be used to hold proceeds for a period of time. This can be used by attorneys and law firms as Interest on Lawyers' Trust accounts (IOLTA). No minimum balance to open.

Certificates of Deposit

  • Maturity period as short as 30 days or as long as 5 years
  • Flexibility to reinvest interest or automatically renewable
  • Minimum balance of $2,500, no fees; otherwise $25

See our Complete Rate Sheet

1 APY Effective May 16, 2008. The Annual Percentage Yield based on Guaranteed Minimum Interest Rate for first 4 months and Standard Interest Rate for 8 months. After account is opened, interest rate and APY may change at bank's discretion. Fees may reduce earnings.